Treasury Operations Analyst

Role Overview:

We're looking for a hands-on Treasury Operations Analyst to own the day-to-day execution of Mercury's cash management and reporting processes. This is an execution- and build-focused role: you'll manage cash movements and approvals, maintain Treasury's core reporting cadence, and — critically — design and build the automated tools and workflows that let Treasury operate without relying on manual spreadsheet work or costly third-party platforms.

We're especially interested in candidates who are fluent with modern AI and prioritize process and reporting automations. If you've automated processes to gain scale and efficiency we want to hear about it.

Cash Management & Operations:

Execute and approve daily cash movements across Mercury's accounts, ensuring accuracy, proper authorization, and timely settlement

Maintain daily cash positioning and reporting, tracking balances across operating, reserve, and partner bank accounts

Manage reserve account funding across Mercury's partner bank relationships, ensuring balances comply with contractual requirements and reconciling reserve calculations against underlying agreements

Support cash forecasting by maintaining and refreshing short-term cash flow models

Own bank account access and rights administration

Reporting & Automation (Build Focus):

Design, build, and maintain automated cash and liquidity reporting — reducing reliance on manual spreadsheet processes and off-the-shelf treasury management tooling

Build scalable tools for cash positioning, reserve tracking, and reporting workflows

Build and maintain dashboards and recurring reporting packages (e.g., ALCO materials, deposit summaries, liquidity metrics)

Own data pulls and validation from internal systems (e.g., NetSuite, Snowflake) to support reporting accuracy

Continuously look for manual, error-prone, or repetitive Treasury processes and propose/build automated replacements

Cross-Functional Support:

Partner with Accounting to ensure cash activity, reserve movements, and facility transactions are properly reflected in the GL

Work with Data/Analytics teams to acquire cash data feeds from third-party banks to support Treasury and broader Finance reporting

Support ALCO and management reporting with accurate, well-formatted, timely inputs

Assist with ad hoc requests from the Treasurer and broader Finance team

What We're Looking For:

Prior experience at a fintech, bank, or other regulated financial institution

2–5 years of experience in treasury operations, corporate treasury, FP&A, or a related finance/accounting function

High attention to detail — this role involves approving real money movements and compliance-sensitive reporting