Claims Attorney - Commercial Auto Excess Casualty

About Reserv

Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.

About the role

The Claims Attorney - Commercial Auto Excess Casualty Specialist plays a critical role in managing high-severity commercial auto liability claims that may exceed primary policy limits. At Reserv, this specialist leverages cutting-edge automation, structured data, and modern claims systems to drive optimal outcomes while focusing on the most complex, high-impact aspects of claim handling. The role requires deep technical expertise, strong analytical skills, and the ability to collaborate within a fast-moving, technology-driven environment.

KEY RESPONSIBILITIES

Investigate, evaluate, and resolve complex commercial auto liability claims involving excess layers of coverage, catastrophic injuries, multi-vehicle accidents, and high-exposure scenarios.

Conduct advanced coverage analysis, including policy interpretation, endorsements, exclusions, and multi-jurisdictional considerations.

Issue coverage position letters, including reservations of rights and denials, in alignment with regulatory and internal standards.

Oversee litigation, partnering with defense counsel to evaluate strategy, monitor case progression, and ensure cost-effective, data-driven decision-making.

Leverage Reserv's AI-powered tools to review claim summaries, severity predictions, and structured data insights to enhance accuracy and efficiency.

Evaluate primary carrier handling and determine when excess involvement is triggered, ensuring timely and appropriate intervention.

Collaborate with MGAs, carriers, brokers, and internal teams, providing clear communication and maintaining Reserv's high-touch, white-glove service standards.

Document all claim activity within Reserv's modern claims platform, ensuring data accuracy and compliance with internal and external requirements.

Participate in audits, trend analysis, and feedback loops to support continuous improvement and inform underwriting insights.

REQUIRED QUALIFICATIONS

Bachelor's degree or equivalent experience.

10+ years of commercial auto liability or casualty claims experience, preferably with excess or high-severity files.

JD from an accredited law school and an active license in good standing in at least one U.S. state

Strong knowledge of coverage analysis, litigation management, and complex liability evaluation.

Excellent communication skills, with the ability to translate complex issues into clear, actionable insights.

Comfort working in a technology-driven environment with modern systems and data-rich workflows.

Active adjuster license: resident-state license where available, otherwise a Designated Home State (DHS) license. Willing to obtain any additional required licenses within 60 days, including state testing.

PREFERRED SKILLS & CERTIFICATIONS

AIC, CPCU, SCLA, or similar designations. JD is also a huge plus.