FairMoney
Senior Risk Analyst - Android Lending
Remote role where the employee must remain based in a particular country.
India only
Employer listed it 7 weeks ago · Found 2h ago
Been open since 7 weeks ago. Long-running listings are sometimes left up after the role is filled.
Salary
Not stated
Location
India only
Timezone
APAC
Contract
Full-time
Experience
Senior
Category
Software
This employer didn't state pay. Jobs like this usually pay around $170k–$225k a year, a typical range taken from 597 senior-level software roles on Nomaders that do state pay. It's a guide, not an offer.
Remote flexibility
Work from home
This is a remote role, but the employee must be based in India. It is work from home rather than work from anywhere.
What the employer says
- Source listing states candidate location: "India, Remote"
What Nomaders makes of it
- Residency required in India
- Payroll and tax are likely handled in that country only
The quotes above are the employer's own words; the reading is ours. Always check the original listing and employment terms before working from another country.
About the role
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities. To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video .
The role
We are hiring a Senior Risk Analyst to own a material credit-strategy workstream within FairMoney’s Android lending portfolio in Nigeria.
This is not a monitoring-only or reporting-only role. It is a hands-on, P&L-impacting credit strategy and succession role .
Job Responsibilities
Workstream economics and planning
Own the end-to-end performance of your assigned Android workstream
Build a prioritised strategy and delivery roadmap aligned to the Android annual business plan
Own the relevant workstream assumptions, monthly forecast and corrective actions
Review budget-versus-actual performance and explain material variances
Manage the relevant approval, disbursal, exposure, revenue, risk-adjusted Gross Profit, ECL, FPD, roll-rate, PAR, NPL, customer-value and recoverability metrics
Identify material risk, economic leakage and profitable growth opportunities
Quantify expected impact, implementation requirements, dependencies and downside risks
Credit strategy and experimentation
Depending on your mandate, you may design and improve:
Eligibility, requalification and rejected-customer re-entry
PD cut-offs and calibration
Offers, exposure limits, pricing and tenure
DTI, affordability and income-source treatment
Top-Up and Consolidation eligibility
Repeat-customer growth and customer-lifecycle strategy
High-risk treatments and policy overlays
Customer routing and graduation logic
Requirements
- ·PD cut-offs and calibration
- ·Offers, exposure limits, pricing and tenure
- ·DTI, affordability and income-source treatment
- ·Top-Up and Consolidation eligibility
- ·Repeat-customer growth and customer-lifecycle strategy
Benefits
- ·25 days paid vacation, Sick & Public Holidays to B2B contractors.
- ·Remote (timezone must have significant overlap with CET).
- ·Training & Development budget.
- ·Paid company business trips
- ·Recruitment Process
How to apply
- 1Check the flexibility label above, work from home, matches where you plan to live and work.
- 2Tailor your CV to the role at FairMoney, mentioning your remote working experience and working hours (APAC).
- 3Apply directly on the employer's careers page using the button below. Nomaders never handles your application.
Found 2h ago. Last checked today. Always confirm the details on the original posting, salary and location can change after publication.
Listing sourced from Company boards.
Similar roles
Other open software roles with comparable remote rules.
Free to apply, no account needed.
Typically $170k to $225k per year · You'll be taken to the employer's careers page.