Monzo
Senior Machine Learning Manager, Borrowing
Remote role where the employee must remain based in a particular country.
United Kingdom only
Employer listed it 9 days ago · Added 5 days ago
First listed 9 days ago and still open.
Salary
£138,000 to £176,000
Location
United Kingdom only
Timezone
GMT
Contract
Full-time
Experience
Senior
Category
Data
Stated by the employer in the job description
Remote flexibility
Work from home
This is a remote role, but the employee must be based in United Kingdom. It is work from home rather than work from anywhere.
What the employer says
- Source listing states candidate location: "Cardiff, London or Remote (UK)"
- Job description states: "based in our London office with a hybri"
What Nomaders makes of it
- Payroll and tax are likely handled in that country only
The quotes above are the employer's own words; the reading is ours. Always check the original listing and employment terms before working from another country.
About the role
🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
📍London/Cardiff/UK Remote | 💰 £138,000 to £176,000 + Incentive Awards tied to your performance + benefits | Hear from the team ✨
About the role
Borrowing is one of Monzo’s most important growth engines. We’ve built strong scale in the UK, and the next phase is even more ambitious: grow in the UK, expand into new customer segments, and build the underwriting capability needed to scale into Europe.
We’re looking for a senior ML leader to help shape that next phase.
You’ll lead a high-calibre team of ML scientists and help define Borrowing’s ML roadmap across UK growth, new customer segments, and EU expansion. You’ll work across underwriting, pricing, limits, and lifecycle decisioning — improving today’s models while helping build the next generation of capability for Monzo.
This role combines near-term commercial impact with long-term strategic advantage :
improving performance across our range of products
unlocking new data and faster model development
helping Monzo build underwriting that scales into new markets
shaping how advanced ML and AI can create real value in Borrowing
You’ll partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform, and influence decisions that shape both business performance and the long-term architecture of credit decisioning at Monzo.
What you’ll own
Borrowing ML roadmaps across UK optimisation, new customer segments, and EU expansion
Faster model improvement through new data and feature engineering
How Monzo uses Open Banking, transaction intelligence, and external data in credit decisioning
More portable underwriting capabilities across products, customer segments, and markets
Hiring, leading, and developing a high-performing ML team
Raising the bar on model quality, governance, tooling, and speed of iteration
What you’ll be working on
Requirements
The employer hasn't listed requirements separately, they're described in the role summary above and on the original listing.
Benefits
- ·✈️ We can help you relocate to the UK
- ·✅ We can sponsor visas
- ·📍This role can be based in our London office with a hybrid working pattern, or fully remote within the UK with occasional travel to London.
- ·🏡 We’ll set you up to work from home, including support for remote setups.
- ·⏰ We offer flexible working hours and trust you to work in a way that lets you do your best work.
How to apply
- 1Check the flexibility label above, work from home, matches where you plan to live and work.
- 2Tailor your CV to the role at Monzo, mentioning your remote working experience and working hours (GMT).
- 3Apply directly on the employer's careers page using the button below. Nomaders never handles your application.
Found 5d ago. Last checked today. Always confirm the details on the original posting, salary and location can change after publication.
Listing sourced from Company boards.
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£138,000 to £176,000 · You'll be taken to the employer's careers page.