Head, Product Control & Accounting

Who we are

Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer.

Job Purpose

Sits between Finance and the Product & Technology platform team, as products are built, ensuring every new product, feature, or pricing change is correctly designed from an accounting and control standpoint before it ships. Owns the thread from customer journey to financial reporting: how a product event is captured, how it maps to the chart of accounts, and how it lands in the Group's financial statements.

Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.

Responsibilities:

Act as the standing technical accounting partner to Product and Engineering for all new products, features, and pricing changes

Write technical accounting memos and position papers for new or changed products (revenue recognition under IFRS 15, financial instrument classification under IFRS 9, fee vs. interest income treatment, etc.)

Design, build, and maintain the chart of accounts for new and existing products, ensuring consistency across entities

Map each stage of the customer journey (onboarding, transaction, settlement, fee, reversal, write-off) to the correct GL treatment, end to end

Review product and engineering specs pre-launch to flag accounting and control gaps before they reach production

Own the reconciliation between product/transaction system data and the general ledger, and resolve breaks at source

Design controls around new product flows (maker-checker, reconciliation, exception handling) and document them to audit standard

Maintain a living library of accounting treatment documentation per product, kept current as products evolve

Partner with Financial Control, Internal Audit, and external auditors on product-related technical accounting queries

Candidate requirements:

ACA / ACCA (or equivalent) with 8+ years post-qualification experience, including Big 4 technical accounting or audit background

Strong working knowledge of IFRS 15 (revenue), IFRS 9 (financial instruments), and IFRS more broadly

Experience translating a product or system design into accounting treatment and GL structure, not just reviewing after the fact

Comfortable reading product specs and talking directly to engineers and product managers, not only to finance colleagues

Preffered Qualifications

Experience in payments, fintech, or banking, ideally with exposure to how transaction/ledger systems are built

Prior experience designing or restructuring a chart of accounts for a multi-product platform

Exposure to regulatory reporting requirements tied to product design (CBN, FCA, CBK or equivalent)