Senior Counsel, Capital Markets

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Legal, Compliance, and Public Affairs team

The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products.

About the role

Our legal team is looking to add a Senior Counsel, Capital Markets to our growing Corporate Affairs function. This lawyer will lead and advise on broad-based efforts to build a diversified capitalization strategy. One should have an expert understanding of financing and corporate transactions, along with a desire to learn and grow in a legal role focused on capital markets and finance. In addition, this lawyer should have outstanding organizational and interpersonal skills, be capable of prioritizing responsibilities, and have the desire to work with internal and external customers. This attorney will report to the Director, Capital Markets Counsel and work closely with Affirm’s capital markets and bank partnerships business teams.

What you'll do

Advise and support the capital markets team in building out the company’s network of capital sources and strategies, including capital markets international expansion

Advise and support the bank partnerships team in building out the company's network of originating and card issuing partner banks

Independently lead each financing transaction or bank partner initiative from a legal perspective, from strategy discussions to deal execution and maintenance beyond closing

Draft, review and negotiate all US and international capital markets deal documents, including credit and security agreements, loan sale agreements, indentures, officer certificates, board and shareholder resolutions, and side letters

Demonstrate expert knowledge and understanding of lending and securities laws and regulations relating to capital markets transactions

Communicate legal advice in a clear, concise, and timely manner

Coordinate with cross-functional teams as a capital markets and/or bank partnership legal main point of contact, providing thought leadership on other special projects

What we look for

7+ years of relevant law-firm experience, and we'd prefer some additional in-house experience (particularly if it's from a high-growth fintech start-up)

JD degree from a well-regarded law school and membership (in good standing) in a US state bar

Previous legal experience in structured and/or debt finance--term, revolving, and asset-based lending; warehouse and asset-backed financing; loan sales; securitizations; and creative forms of funding

Outstanding integrity and work ethic

Excellent business judgment and interpersonal skills, to facilitate negotiations with external and internal customers

Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and an excellent attitude

Proven experience as a key contributing member of a high performing team

Self-motivation and ability to take ownership of projects

Natural self-starter, with the ability to work efficiently (both solo and as part of a team)

Base Pay Grade - O