Xero

Senior Backend Engineer, Payments Platform

Hybrid

Part remote, part office, you need to live within commuting distance of a named location.

Hybrid · US: San Mateo (1875 South Grant Street)

Employer listed it 7 days ago · Added 12 days ago

First listed 12 days ago and still open.

Salary

$209k to $251k per year

Location

Hybrid · US: San Mateo (1875 South Grant Street)

Timezone

Not stated

Contract

Full-time

Experience

Senior

What the advert says

Quoted word for word from the employer's advert. Where it says nothing, we say so.

Working hours: Not mentioned in the advert
Where you can work from: We support a hybrid working model that blends the flexibility of working from home with the collaboration of being in the office.
Contract: Variable Pay: Permanent employees are eligible to participate in our annual bonus and equity (RSU) programs.
Experience asked for: Not mentioned in the advert
Pay: Compensation & Total Rewards

Remote flexibility

Hybrid

This role is only partly remote, the employer expects time in the office around US: San Mateo (1875 South Grant Street), Hybrid, so you need to live within commuting distance.

What the employer says

Source listing states candidate location: "US: San Mateo (1875 South Grant Street), Hybrid"
Listing mentions "Hybrid"

What Nomaders makes of it

Not suitable if you plan to move between countries

The quotes above are the employer's own words; the reading is ours. Always check the original listing and employment terms before working from another country.

Before you apply

Experience: employer states

Written as a requirement

“Individual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role.”

Questions worth asking: Nomaders interpretation

This role involves office time, but the advert does not say how often. Ask how many days a week are expected on site.

Produced automatically from this advert's text; not reviewed by a person. The employer's own page is the final word.

About the role

The role / impact

In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will contribute to the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes.

This is a rare chance to join an early-stage initiative, contribute to foundational architectural decisions, and have a visible impact on the future of small businesses. By writing production code and developing proof-of-concepts, you will help solve complex financial technology challenges at a massive scale.

The team / how they connect

The Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations. We are a highly collaborative collective that values technical excellence, inclusion, and continuous innovation. Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers.

The team is currently working on / Initially, you will focus on

Designing and building payment platform capabilities, such as orchestration, risk and fraud prevention, and multi-provider integrations.

Building out a global bill payment product to streamline how small businesses manage their cash flow.

Developing core high-throughput platform services using modern backend stacks alongside AWS.

Integrating and leveraging artificial intelligence capabilities to accelerate development workflows and enhance engineering productivity.

Where and how you can work

We support a hybrid working model that blends the flexibility of working from home with the collaboration of being in the office. You will spend time connecting with your team in our modern office spaces on designated boost days, balancing focused independent work with in-person connection.

Here are some of the things we are looking for

A proven track record of delivering highly available, distributed backend systems and high-throughput services under real-world constraints.

Deep understanding of system architecture, API design, and both SQL and NoSQL databases.

Proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS.

Passion for staying hands-on by contributing directly to production code, proof-of-concepts, and technical deep dives.

Strong collaborative skills with a desire to mentor fellow team members, share technical knowledge, and foster an inclusive culture.

Demonstrated ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results.

Apply even if your experience isn't a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team.

Compensation & Total Rewards

At Xero, we value the impact and skills you bring to the team. We don’t just hire for a role; we invest in people. We believe in a Total Package philosophy - which means your value isn't just a single number on a paycheck. While base salary is a core component, we look at your compensation through a holistic lens that includes equity, performance incentives, and world-class benefits.

The expected base salary range for this role in:

California: $209K - $251K USD

Requirements

The employer hasn't listed requirements separately, they're described in the role summary above and on the original listing.

Benefits

No benefits package published with this listing. Ask about it at first interview.

How to apply

1Check the flexibility label above, hybrid, matches where you plan to live and work.
2Tailor your CV to the role at Xero, mentioning your remote working experience.
3Apply directly on the employer's careers page using the button below. Nomaders never handles your application.

Found 13d ago. Last checked today. Always confirm the details on the original posting, salary and location can change after publication.

Listing sourced from Company boards.

$209k to $251k per year · You'll be taken to the employer's careers page.